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Current News

Report on February Insight Meeting

2014 is right around the corner and with many key provisions becoming effective next January, employers need to make many decisions, create policy changes and … MORE


Spectra Management Launches New Website

Winter has seemed especially long and
dreary this year, so we decided to spruce things up with a little remodeling.
Just wait
until you

Medicare Part D

· What is creditable coverage?
· Who must send notice of creditable

· Who is Medicare eligible?
· How is creditable coverage determined?MORE

Mr. Nice Guy

Presented here are three real business situations
demonstrate how
compassionate and caring our clients are. The lesson learned is that there are
risks and


Wellness for the Future

Health and Human Services (HHS), Department of Labor and Treasury
jointly released proposed rules on wellness programs under the
Affordable Care Act.